Portfolio Management 2017-05-18T22:47:04+00:00

Your investments should work hard for you in order to grow your wealth for the future and provide for all of your needs. We specialize in finding investment products that satisfy the needs of the market, focusing upon preserving your capital and achieving consistent returns over the long term.

Our Client Managers look at your individual situation and produce clear, customized advice on each area that suits your needs.

Investment can be confusing because there is a lot to choose from: –

  • Deposit Accounts
  • National Savings and Investments
  • Fixed Interest Securities (Bonds)
  • Property Investment
  • Direct Investment in Equities
  • Collective Investment Vehicles (Investment Trust, Unit Trust, OEICS and UCITS)
  • Offshore Funds
  • Regular Savings
  • Currencies
  • Derivatives, Futures and Commodities

Private Banking Services –

We can help you set up the right private banking facilities that suit your needs. We have established relationships with a wide range of banking partners and we will be happy to guide you through the options available.

Portfolio Bonds –

Personal Portfolio can be described as a tax free warehouse or umbrella wrapper for your assets. These accounts combine the cost-efficiency, flexibility and buying power of a life companies administration, with the tax efficiency of an offshore nil tax or low tax environment.

The portfolio bond has considerable advantages for an expatriate, which include: –

  • Simplified Administration
  • Confidentiality
  • Tax efficient
  • Investor protection
  • Low charges and discounts
  • Access and flexibility

Our investment management team will work with you to ease your investment decisions and ensure the day to day management meets your strategic goals.

Retirement Planning –

Offshore retirement planning offers a tax efficient way to save for retirement.  You should always be working towards building a fund to provide you with an income for the rest of your life after you stop work.

Our Client Managers will help you consolidate existing provision and find the most appropriate solution for your needs going forward.

Children’s Education Fee Planning –

The costs of a single child’s education is now at an average price of $250,000 or £150,000. As a result, it has never been more important for parents and guardians to begin saving a proportion of your income when you have a young family. With the benefit of compound growth, a small monthly saving can easily cover the cost of your child’s further education.

UK Pensions –

Specifically for those who have a UK private pension and have become a non UK resident, it is often recommended to transfer your pension offshore to a secure and tax efficient jurisdiction within a SIPP or QROPS. There are multiple benefits to this process including tax savings, increased security, greater access, flexibility and control combined with more consistent growth of your hard earned money.

The benefits of QROPS are as follows:

  • 30% Tax free lump sum compared with 25% in the UK
  • No Income tax charge on death – Outside the scope of the 45% tax charge
  • Worldwide Investment Options
  • No UK Income Tax on benefits taken overseas
  • Limited UK Income Tax on benefits taken in the UK
  • Maximised Spouses Pension
  • Early Retirement
  • Inheritance Tax efficiency
  • Investment Control and potentially higher income levels

Our pension specialists will provide you a free report of your current UK private pension and advise you on the most suitable course of action.